| IFSC Code | IOBA0000047 |
| Bank | INDIAN OVERSEAS BANK |
| Address | 1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001 |
| District | LUDHIANA |
| State | PUNJAB |
| Branch | LUDHIANA MAIN |
| Phone Number | + 161 2750169 |
INDIAN OVERSEAS BANK has branches in 34 states.
Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI).
Code has eleven characters "Alpha Numeric" in nature.
First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.
Here in this IFSC code IOBA0000047 where bank char is IOBA and branch is 000047.
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.
