| IFSC Code | IOBA0001123 |
| Bank | INDIAN OVERSEAS BANK |
| Address | 745,SARGODHA COLONY PAKHOWAL RD,LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Branch | PAKHOVAL ROAD |
| Phone Number | + 0 2406571 |
INDIAN OVERSEAS BANK has branches in 34 states.
Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI).
Code has eleven characters "Alpha Numeric" in nature.
First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.
Here in this IFSC code IOBA0001123 where bank char is IOBA and branch is 001123.
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.
